Knapsac Blog

Discussing all things budgeting

The Achilles Heel

Oct 26, 2018 | 5 mins | by Fred Adler

The Achilles Heel

The Achilles Heel University has come to an abrupt end. Higher education has come to an abrupt end. It is a strange feeling being in the education system for seventeen years and then one day being told you have completed it. Many things have changed since I finished university, I…

Planning with a Partner

Oct 17, 2018 | 3 mins | by Philip Adler

Planning with a Partner

Planning With A Partner You can go it alone and hope for the best or get your partner on the same financial page. Remind your partner of the benefits of budgeting together and if you can’t find shared goals, be prepared to compromise. Heaven, I'm in heaven And my heart beats so…

I'm Good, You're Not

Sep 22, 2018 | 3 mins | by Philip Adler

I'm Good, You're Not

Definition of budget - ˈbʌdʒɪt - noun - an estimate of income and expenditure for a set period of time. "I'm just good at this sort of thing" "It's evolved. I have been doing it for years" "I'm really on top of it" "I put a lot of time and effort in" "I developed my own system…

YNAB vs Pocketsmith

Sep 05, 2018 | 7 mins | by Philip Adler

YNAB vs Pocketsmith

There are many apps and services out there designed to help you to get a handle on your finances. Today, we are comparing two of the more established and popular subscription-based budgeting tools to help you get started and to help you take control of your finances. The two…

Getting started with budgeting

Jun 19, 2018 | 3 mins | by Philip Adler

Getting started with budgeting

So many reasons to do something else but we bat those reasons away and inspire you to get started. The inertia thing Like so many things, the hardest thing is to get going. When I go running I'm always negotiating with myself while I'm getting changed. Negotiating reasons not to…

What About Cash??

Jun 18, 2018 | 3 mins | by Philip Adler

What About Cash??

It’s all very well coming up with a plan for your finances and matching where, when and how you spend your money versus your goals but where does cash fit in? Well we think cash is important and we suspect that you enjoy the feeling of having plenty of it in your pocket, handbag…